Risk Free System

just_treva asked:


Is there anything that gives you more of a return on your money than CD’s? I’m looking for something without the risks of the stockmarket. It can be long term.
I am in a low income bracket and very new to investing. So, can you explain what is the difference between a bond fun, a money market fund, a bond mutual fund, a general index fund, and a index mutual fund covering the broad market? Can you define them or point me in the right direction of a website that breaks things down for beginners? Thanks.

Brodie

ltf77 asked:


I thought about putting money in CD or mutual fund of some type. I’m looking for low risk and not necessarily a quick return.

Molly

Dan asked:


I am looking to invest appoximately $500-$650 per month in a relatively low risk investment as I will need the total sum or money in approximately 12 months. Is it best to go with a $650 12 month CD, then a $650 11 month CD, etc. or just dump all the money into an online savings account or MMA, or is there some other investment vehicle (Mutual Fund, ETF, etc.) that would better suit this need. I am looking for the highest return (with low risk of losing principal) for this 12 month term. Thanks in advance for you help!

Rylie