Risk Free System

t3h asked:


I’m looking for something in detail, ways to invest with a limited amount of risk. I prefer to invest in stocks, bonds, mutual funds, CDs, real estate, and possibly other areas, and I’m wondering is there something close to a formula (percentage of each type) that will work best for someone who only wants to put in about 20 hours per week on the work associated with the investments.

Aileen

honeysplayboybunnies asked:


I noticed I have a few options,like I can spread out my percentage amoung 10 different investors,they are
THE CASH MANAGEMENT TRUST OF AMERICA(I have 100% on this one because it lowest risk),
AMCAP FUND,
THE INVESTMENT COMPANY OF AMERICA,
THE GROWTH FUND OF AMERICA,
NEW PERSPECTIVE FUND,
THE BOND FUND OF AMERICA ,
AMERICAN BALANCED FUND,
CAPITAL INCOME BUILDER,
U.S. GOVERNMENT SECURITIES FUND,
SMALLCAP WORLD FUND…I know some of these are high and low risk…How do I find out(website),or does anyone know what the best system would be .
I want basically want to know how to:”make -The Best Possible-money on my 401k,without screwing my self?”

Thank you everyone,I am new to 401k & any tips would be great

Izaiah

RP McMurphy asked:


Where were all you whiners in 1998 when oil prices collapsed and those investments were losing money? That’s what I thought.

Shyla

Trying for Big in Boise asked:


What type of investors do hedge funds usually appeal to?

Do they invest in high-risk type of investments?

Is there a tax provision that allows them or enables them to operate differently than other types of investment vehicles?

Leila

Yahoo Asker asked:


The value of preferred stocks, government bonds, and corporate bonds:
a. decreases when overall interest rates increase and rises when
overall interest rates decrease.
b. increases when overall interest rates increase and falls when
overall interest rates decrease.
c. depends mostly on the condition of the stock market at any
particular point in time.
d. is unaffected by changes in market interest rates because
these securities always sell at their face value.

Which one of the following statements is false?
a. During inflationary times, there is a risk that the financial
return on an investment will not keep pace with the rate of
inflation.
b. Market risk associated with investments in bonds is the
result of changes in the interest rates in the economy.
c. The risk of business failure is associated with investments
in common stock, preferred stock, and corporate bonds.
d. The price of stocks, bonds, and other investments may
fluctuate because of the behavior of investors in the
marketplace.

Samara

Corey asked:


I only know the basics about investment.

I go through an investment firm that has given me the “optimal portfolio for my risk tolerance” and yet I have lost about 15% of my investments in the last quater.

Now I here Greenspan say we’re on the edge of a recession. Does it make sense to just ride this out? Or should I take that cash, wait til this recession is over and then reinvest? Or should I just change investment firms / risk tolerance levels?

Any experienced inverstors have advice for a new guy?

Terrell

Ryan K asked:


I am sixteen years old and I am wondering what is the best investments for 1,000 dollars? I am willing to risk to a certain degree but I wanted to know what I could do with this money to earn the most out of it. Give me your answers, more than one is better. If your answer is stocks give me some examples of good stocks. Thank you for you time.
-Ryan

Shayna

Rajit asked:


HEy will someone suggest a proper investment policy for someone like me who has started working only about 2 months ago….i can invest upto 6K every month….but intend to take a break from work for about 2 years to finish my masters…

Trying to help dad in financing his dream home is another objective…which would call for a loan of about 5-8 Lacs and is hence a purely ambitious one considering the present scenario….

Ive been doing some research on this as well…Someone recommended Franklin Templeton SIP to start with but i thought why not diversify…I can take some risks wrt the investments i make….my priorities are mainly long term but i can take a few risks too…

I am pretty amateur to all this so maynot know all the jargons…i hope ppl can still understand what i intend to say….

I also want to know how much returns can i expect from the various offerings currently available….

Hope someone would help me out with this….

Thanks in advance,
Rajit

Amare

Tom T asked:


My wife and I have many investments through Merrill Lynch. We own the stocks ourselves (right?), so how might it affect us if Merrill Lynch fails? Are our investments at risk too?

Maverick

ravishanker_12 asked:


Presently my income is below 1.5 lakhs per year.

Paisley